09:30 wifi network_cell share menu Compare & Save OUR OFFER TO YOU
 Get 0.60% Rebate that's: $600 for every $100,000 loan QUICK CHECK
 APPLY NOW Get 0.60% Rebate + that's: $600 for every $100,000 loan Filter thousands of home loans easily Easy & Convenient Apply online anytime or contact us Cashback Paid Apply online anytime or contact us Cash Rebates $2,706 Loan $451,000 1 2 3 4 5 6 09:30 wifi network_cell share menu % p.a 5.35 5.78% p.a comparison Owner Occupied variable OWNER OCCUPIED
 5.35%p.a. variable Gateway Bank 5.78%p.a. comparison* comparison* QUICK CHECK
 APPLY NOW 5.35%p.a. 5.78%p.a. 0.60% Rebate $4,410 Loan $735,000 1 2 3 4 5 6 09:30 wifi network_cell % p.a 5.59 5.58% p.a comparison Investment variable INVESTMENT 5.59%p.a. variable Bank of China 5.58%p.a. comparison* comparison* QUICK CHECK
 APPLY NOW Input Favorites 5.59%p.a. 5.58%p.a. Favorites info Information settings Settings

WHAT’S ON OFFER.

SIMPLE & CONVENIENT.

When you choose With Cashback, there’s no difference in cost compared to going directly to the bank – same loan, same bank, same features, but with added cashback.

Typically, banks pay an upfront commission of around 0.60% of your loan amount to a mortgage broker. For a $500,000 loan, that’s up to $3,000, which we pass back to you as cashback.

Rather than applying directly or through a traditional broker, apply with us at With Cashback and keep the commission. It’s your money – you deserve it!

GET 0.60% CASHBACK

Apply for a home loan and receive $600 cashback for every $100,000 of balance borrowed.

CASHBACK PAID

You’ll receive 50% of your cashback after the first year and the remaining balance after two years of your loan.

EASY & CONVENIENT

Apply online whenever it suits you, at your own pace, or reach out to us for any assistance.

COMPARE & SAVE

We sift through thousands of home loans to help you find the ideal option with ease.

HOME LOANS:

Owner Occupied

Variable

P & I

5.35 % p.a
5.78% Comparison
Gateway Bank
Amount:  $2,000,000
LVR:  50%
Upfront fees:  $0
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Fixed 2 Yrs

P & I

5.49 % p.a
5.3% Comparison
Bank of China
Amount:  $150,000
LVR:  90%
Upfront fees:  $0
Ongoing fees:  $190 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Variable

P & I

5.59 % p.a
5.58% Comparison
Bank of China
Amount:  $150,000
LVR:  90%
Upfront fees:  $0
Ongoing fees:  $190 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Variable

P & I

5.79 % p.a
5.58% Comparison
Bank of China
Amount:  $150,000
LVR:  90%
Upfront fees:  $0
Ongoing fees:  $190 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Construction

P & I

5.14 % p.a
5.16% Comparison
Heritage Bank
Amount:  $20,000
LVR:  70%
Upfront fees:  $0
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

HOME LOANS:

Owner Occupied

Variable

P & I

5.35 % p.a
5.78% Comparison
Gateway Bank
  Offset     Redraw
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Fixed 2 Yrs

P & I

5.49 % p.a
5.3% Comparison
Bank of China
Amount:  $150,000
LVR:  90%
Upfront fees:  $0
Ongoing fees:  $190 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Investment

Variable

P & I

5.59 % p.a
5.58% Comparison
Bank of China
Amount:  $150,000
LVR:  90%
Upfront fees:  $0
Ongoing fees:  $190 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Investment

Variable

Investment Only

5.79 % p.a
5.58% Comparison
Bank of China
Amount:  $150,000
LVR:  90%
Upfront fees:  $0
Ongoing fees:  $190 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Construction

P & I

5.14 % p.a
5.16% Comparison
Heritage Bank
Amount:  $20,000
LVR:  70%
Upfront fees:  $0
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

SIMPLE & CONVENIENT.

Whether you’re buying your first home, refinancing, or investing in property, our panel of over 40 lenders ensures we can find the perfect loan to meet your needs.

OWNER OCCUPIED

Explore our user-friendly tools, detailed property reports, expert tips, and a variety of home loans tailored to fit your budget and lifestyle.

INVESTMENT

We’re here to support you with a wide range of investment home loan options designed to match your preferred repayment methods and plans.

GET CASHBACK.

Processing your loan through With Cashback costs you no more than going directly to the bank – same loan, same bank, same features, with cashback.